I had been excited about the concept of micro-loans since I saw a segment about them on one of the news magazines years ago. I remember clearly seeing a woman being lent just enough money to buy a tea pot and a cup. With that, we was able to provide - very minimally of course - for her family. While I still shutter at the hygiene of everyone using the same cup, I was excited to see how little someone might need to move up the economic ladder a bit.
This week I attended a church development program and we watched a movie entitled Power of Vision by Joel Barker. In the film, he told a story originally told by Loren Eisley. In the story, Eisley was walking down the beach in the early morning and witnessed someone dancing on the shore. As he approached, he found a young man who was throwing starfish back into the water. Eisley correctly pointed out to the fellow that this was a pointless activity for there were starfish for miles up this piece of coastland. The young guy kept up his work, agreed that he couldn't help them all, but as he threw in the next one he said; "I made a difference for that one." http://www.rawfoodinfo.com/action/activist_starthrower.html
What Eisley recognized is that we can be observers of life or participants. With Kiva I think we have the opportunity to act on poverty. Each of us can help to meet the United Nations Development Goals. We can expand our vision of what Jesus might look like when he says,
'Truly I tell you, just as you did it to one of the least of these who are members of my family,1 you did it to me.' Matthew 25:40
Because I can get carried away with things, I made a decision to make one new loan each month, and to reinvest loans when they are repaid. So far I have made nine loans and one was repaid early. Each month I am so excited to see these entrepreneurs make their regular payments. I pray that the money they have received will really make a positive change in their lives and that they will help others in their communities.
I can get truly overwhelmed if I think about POVERTY and DEBT and STARVATION. I can't possibly do anything about these big problems. But I can make a difference to that one.